A variety of options means you have more room to choose.
The number of mortgage plans offered on the market has no bounds. However, not all of them can fit your budget. Palestini Home Loans has years of experience supporting borrowers in determining which solutions fit well for them; each customer has unique expectations, and I listen to them.
I have policies and rates that are focused on what works for the majority of people but are also versatile enough to customize plans to meet the needs of my customers. No matter what the requirements are, and if I don’t, I can devise one. My process’s versatility is just what you’ve been waiting for, so stop by for a consultation; you won’t be disappointed. I take pride in listening to what my customers have to say and leading them through the process with clarity and transparency.
At Palestini Home Loans, I care!
I understand my customers’ wishes and pay close attention to the smallest of specifics. This enables me to tailor plans and deals to the specific needs of each customer. I want my clients to get the keys to their dream home, so I work hard to make sure I keep my pledge of effective deals. My achievements in the industry speak for themselves. I strive to remain ahead of the curve, and as a result, I am constantly improving my methodology and approach to solving your problems. My services, together with my technical knowledge, allow me to do better for my clients and have the best possible real estate buying experience.
Do you have your heart fixed on a dream property?
If you’re a first-time home buyer or an experienced real estate investor, I have choices and strategies to fit your needs. While the real estate demand is constantly shifting, the consistency of my service in assisting you in closing the deal will not. You will see the change in experience after meeting with me. No matter what kind of property you want to purchase, I will partner with you to find the right package for you, and you’ll be a homeowner in no time.
Wondering about Down Payment options?
Purchasing a home in California can be a substantial financial obstacle, and this becomes a significant barrier for those with low to moderate incomes. But the good news is that there are plenty of options to help mitigate the situation. To help, California Housing Finance Agency (CalFHA) has launched “junior” mortgage programs and various assistance programs. The most popular among them is the CalFHA Down Payment Assistance. To learn more, book a consultation with me and I will be happy to guide you through the requirements and help you get the assistance you need.
Have you crunched the numbers?
Mortgages are long-term commitments that can have a long-term impact on the family finances. This is why it is generally best to be prepared, and you can be prepared by using my free calculators to see how a mortgage deal will affect you over time. You can see how much you pay every month, how the interest rate impacts the overall debt number, and what length of a loan term better matches your finances by using my calculators. Before you take out a loan, use the analysis from my calculators to find the right plan for you.
Do you have any reservations about your credit score?
It is a common myth that only people with excellent credit will obtain a mortgage. This isn’t true. Different mortgage options have different credit score criteria. Your credit score simply indicates which package is more financially advantageous to you. However, having a high credit score is advantageous because it provides access to more options and products. There are several programs available for people who do not have high credit scores. Take an appointment with me to learn more about your credit score and which loan programs will better fit your long-term financial needs.
I am Proudly Serving These Areas
NMLS ID #361616
CA Lic. #CA-DBO361616
490 Chadbourne Rd #A172
Fairfield, CA 94534
We've been helping customers afford the home of their dreams for many years and we love what we do.
Xpert Home Lending, Inc. is a Real Estate Broker Licensed by the California Department of Real Estate DRE #02166758 NMLS: 2179191
AL 23249, AZ 1037959, CA DRE 02166758, CA DFPI DBO-1605250, CO 2179191, DC MLB2179191, DE 039059, FL MLD2250, GA 2179191, ID MBL.2082179191, IL MB.6761726, KS MC.0025868, MD 2179191, MI FL0024365, MI SR0024420, MN MN-MO-2179191, NE 2179191, NC L-211751, NM 2179191, OH RM.804928.000, OK ML015396, OR 2179191, SC DCA 2179191, TN 2179191, TX SML 2179191, VA MC-7517, WA CL-2179191, WI 2179191BA, WI 2179191BR, WY 4889
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