Our Blog
Jumbo Loan: What it takes to Refinance it?
If you are aware of the latest interest rates on mortgages then you know they have gone down recently. And when interest rates go down in a market there is one question that pops up in the mind of everyone with an active mortgage, “Should I apply for a mortgage...
Jumbo Loan Limits 2021: What You Need to Know
If you have eyes on a home in a high-value neighborhood, your first concern would be, how are you going to manage to afford it? You probably looked it up and conventional mortgages have a limit, this limit doesn’t cover the asking price for these expensive homes. The...
Jumbo vs. Conforming loan: What’s the Difference?
There are different mortgage plans available in the market and they can each have their own pros and cons. Some of the most versatile mortgage plans in the market are conventional loans because they can be molded to fit your needs, however, all loans have their limits...
Should I Refinance My Mortgage?
Back in 2020, due to conditions of the pandemic all markets and industries were suffering. People were losing jobs and their homes. It was an extremely challenging time for everyone. One way the government tried to make things easier was by reducing the interest rate...
How to Refinance Your Mortgage?
Considering how much it costs to buy a house, it only makes sense why mortgages are the only sustainable way to make becoming a homeowner an actual possibility for people. It is a huge investment to take out a mortgage and buy a house. But the best thing is, there are...
When Should you Consider Refinancing your Current Home Mortgage?
A mortgage refinancing is when a borrower replaces their existing mortgage with a brand new mortgage plan. In a refinance, a borrower takes out a new mortgage that is partly used to pay off the balance of their existing mortgage plan, the end result is usually a new...

Dawn Palestini
Loan Consultant
NMLS ID #361616
CA Lic. #CA-DBO361616
490 Chadbourne Rd #A172
Fairfield, CA 94534
ABOUT US
We've been helping customers afford the home of their dreams for many years and we love what we do.
Xpert Home Lending, Inc. is a Real Estate Broker Licensed by the California Department of Real Estate DRE #02166758 NMLS: 2179191
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